Empowering families with limited resources to obtain their home by offering counseling, training, and down payment assistance through partnerships with local banks, USDA Rural Development, and DHCD through the Maryland Mortgage Program. Up to 65 participants assisted each year.
Home 1.5This program assists clients in the development of assets by assisting them in purchasing a home. The asset in this case is a home, which, with proper maintenance and care, should increase in value over time. The first step in the program is to attend a workshop (presented on two consecutive Monday evenings at the Mary Browning Senior Center). For dates of the First Time Home Owner Workshop see "News and Events" under Announcements menu. See "Homebuyer Workshop" under the Family Development menu for details. 
For more information, contact Asset Development at ext. 6150.

Homebuyer Program Brochure


2019 SLP AMI Limits crop
Pathways to Homeownership Program
Maximum Income Requirements:
Household Size of 1-2 $104,040
Household Size 3 or more $121,380
Purchase price limit not over $316,177.00
$5,000.00 Grant from Garrett County to assist with closing costs and down payment.
This is available through loans with local lenders or with the Maryland Mortgage Program.
Financing through the Maryland
Mortgage Program also offers a $5,000.00 *
Deferred Loan to assist with closing costs and down payment.
* Subject to availability


GCCAC Mission Statement
The mission of
Garrett County Community Action Committee, Inc., is to improve the quality of life for people in need by empowering them to become more self-sufficient and by providing essential services in collaboration and cooperation with partners

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Did you know?... All donations are tax deductible!

(301) 334-9431
Hours: M - F
8:30am to 4:30pm


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